Each part of Kaban is deeply capable on its own. Together, they turn fragmented bank apps and messy spreadsheets into one cohesive, private money operating system.
01 · Awareness & Availability
Traditional bank balances are misleading because they don’t account for the rent due in 10 days or the quarterly insurance bill next week. Safe to Spend continuously subtracts planned commitments and savings goals from your liquid funds—giving you an instant, trustworthy spending number.
02 · Global Treasury
Whether you hold savings in high-yield vaults, travel with foreign currencies, or manage multiple checking accounts, Kaban treats your treasury as a unified whole with real-time conversion context and zero account-linking friction.
03 · Rhythm & Horizon
Upcoming subscriptions, payroll deposits, credit card statements, and planned goal contributions are projected onto an intuitive cashflow horizon. Never wonder if a surprise auto-pay will overdraft your account again.
04 · Companion Intelligence
Ask natural questions about your money, parse receipts with computer vision, or uncover subtle spending drift. Tala operates strictly under review-first boundaries—advising and drafting without ever executing financial moves on autopilot.
Product Invariants
How Kaban approaches privacy, autonomy, and everyday financial clarity.
Zero ad tracking, zero telemetry, and encrypted local-first persistence. Your financial life remains strictly yours.
All assistant insights, automated drafts, and split allocations require your explicit confirmation before committing to the ledger.
Flexible budgets that adapt when unexpected expenses arise. Easily reset, pause goals, or adjust categories without guilt.
Trust & Architecture
Your treasury data lives on your device first in encrypted IndexedDB for instant sub-millisecond loads.
No ad trackers, no pixel analytics, and zero selling of your financial records to data brokers.
PostgreSQL row-level security and atomic transactions ensure your balance math never drifts.
